Privacy Policy

This privacy policy applies between you, as the User of this Website, and the Webaxis Ltd trading as Webaxis Capital, as the owner and provider of this Website. Webaxis takes the privacy of your information very seriously. This privacy policy applies to our use of any and all Data collected by us or provided by you in relation to your use of the Website.

WHO IS THE DATA CONTROLLER?

Webaxis Ltd t/a Webaxis Capital, located at Kemp House, 128 City Road, London EC1V 2NX. Company No. 13241862

WHY DO WE USE YOUR INFORMATION?

We use your personal information for a variety of reasons related to our business activities including to contact you, and to comply with our legal and regulatory obligations. Where you provide your consent we may use it to send you electronic marketing. Where we ask for your consent you may refuse and can withdraw your consent at any time by contacting us at address in this document.

We may share your information with:

  1. our industry partners related to our business activities with you;
  2. third party service providers, such as tracing agents, our legal advisers and our website support;
  3. law enforcement agencies or regulatory bodies where we are required to do so;
  4. other members of our group of companies which provide us with certain customer service, business administration and website support; vii. you or your third party representatives (in line with your rights);
  5. any person or persons seeking to acquire all or part of our business and/or assets and any potential assignees of your credit agreement, along with their third party advisors;

We believe, in good faith, that it is necessary to protect our rights, property, safety or reputation or the rights, property, safety or reputation of our clients or partners. Records may remain on file with CRAs and FPAs for 6 years after they are closed, whether settled by you or defaulted. This information may be supplied to other organisations which search your credit record. More information about CRAs and how they use personal information is available at www.experian.co.uk/crain/index.html in a document called the Credit Reference Agency Information Notice (also known as the “CRAIN”).

You can also contact the agencies below:

  • Callcredit Consumer Services Team, PO Box 491, Leeds, LS3 1WZ Tel: 0330 024 7579 or visit www.callcredit.co.uk
  • Equifax PLC Credit File Advice Centre, PO Box 3001, Bradford, BD1 5US Tel: 0870 010 0583 or visit www.myequifax.co.uk
  • Experian Consumer Help Service, PO Box 8000, Nottingham, NG80 7WF Tel: 0870 241 6212 or visit www.experian.co.uk

The personal information we have collected from you may be shared by CRAs with FPAs who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found in the CRAIN.

YOUR RIGHTS

  • Right of access: you have a right to access the personal information we hold about you and be told why we use it
  • Right of rectification: you can ask us to correct or update your information to ensure it is accurate and complete.
  • Right to erasure and right to restrict processing: you can ask us to stop processing and to delete your data in certain circumstances (for example where it is processed with your consent, or it is no longer necessary for us to process it).
  • Right to object: you have a right to object to our processing of your information.
  • Right to object to direct marketing: where you are an individual and have consented to receive direct marketing you can change your mind at any time by contacting us or following the directions in each message. Please allow a few days for us to action your request.

WHERE IS YOUR INFORMATION STORED

The information we collect about you will be held on our secure servers within the European Economic Area (the EEA) and will not be transferred or stored outside the EEA

SECURITY

  • Data security is of great importance to Webaxis and to protect your Data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure Data collected via this Website.
  • If password access is required for certain parts of the Website, you are responsible for keeping this password confidential.
  • We endeavour to do our best to protect your personal Data. However, transmission of information over the internet is not entirely secure and is done at your own risk. We cannot ensure the security of your Data transmitted to the Website.

LINKS TO OTHER WEBSITES

This Website may, from time to time, provide links to other websites. We have no control over such websites and are not responsible for the content of these websites. This privacy policy does not extend to your use of such websites. You are advised to read the privacy policy or statement of other websites prior to using them

GENERAL

You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.

  • If any court or competent authority finds that any provision of this privacy policy (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this privacy policy will not be affected.
  • Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.
  • This Agreement will be governed by and interpreted according to the law of England and Wales. All disputes arising under the Agreement will be subject to the exclusive jurisdiction of the English and Welsh courts.